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[主观题]

听力原文：Reputation risk is particularly damaging for banks since the nature of their busi

ness requires maintaining the confidence of depositors, creditors and the general marketplace.

(5)

A．Depositors are usually full of confidence, but not the creditors.

B．Banks should maintain the confidence of depositors and creditors.

C．The nature of banks' business particularly damages their reputation.

D．Maintaining the confidence of depositors, creditors and the general marketplace particularly damages banks' reputation.

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发布时间：2021-05-29

更多“听力原文：Reputation risk is particularly damaging for banks since the nature of their busi”相关的问题

第1题

听力原文：M: What about the interest rate？W: Well, the discount rate is given in accordance

听力原文：M: What about the interest rate？

W: Well, the discount rate is given in accordance with the terms of the bill, time of discount, the amount, the reputation of the drawee and the drawer.

Q: What are they talking about？

(14)

A．The interest rate of savings account.

B．The discounting rate for drafts.

C．The rediscounting rate.

D．The interest rate for loans.

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第2题

听力原文：W: Do the banks set the same credit lines to all the customers？M: No. Banks norma

听力原文：W: Do the banks set the same credit lines to all the customers？

M: No. Banks normally set different credit lines to different groups of cardholders. That depends on the personal income, the occupation, and to a large extent, on the creditworthiness of the customer.

Q: What will be the credit line if a customer is a professor and has a good reputation？

(20)

A．The credit line will be lower than usual.

B．The credit line will be higher than usual.

C．The credit line will be as usual.

D．The credit line will be indefinite.

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第3题

听力原文：Seeking to maximize profits by assuming inappropriately large financial risk can

cause investors to lose sleep.

(2)

A．Assuming inappropriately large financial risk can cause investors to lose sleep.

B．Financial risk will not cause investors to lose sleep.

C．Seeking to maximize profits appropriately can cause investors to lose sleep.

D．No matter how much they earn, the investors will lose sleep.

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第4题

听力原文：Although it is a normal part of banking, excessive interest rate risk can pose a

significant threat to a bank's earnings and capital base.

(4)

A．Interest rate risk is a normal part of banking operations.

B．Interest rate risk is a terrible threat to banking operations.

C．A bank's earnings and capital base is a normal part of banking.

D．A bank's earnings and capital base can pose a significant threat to banking.

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第5题

听力原文：M: What margins will the lending bank charge？W: Margins mainly depend on these fa

听力原文：M: What margins will the lending bank charge？

W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.

Q: How many factors do margins charged by the lending bank mainly depend on？

(12)

A．Four.

B．Two.

C．Three.

D．Five.

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第6题

听力原文：Other aspects of operational risk include major failure of information technology

systems or events such as major fires or other disasters.

(6)

A．Information technology system can cause operational risk.

B．A major fire can be a cause of operational risk.

C．The most important types of operational risk involve breakdowns in internal controls and corporate governance.

D．Other aspects of operational risk include firing its dealers, lending officers or other staff exceeding their authority or conducting business in an unethical or risky manner.

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第7题

听力原文：W: Our company will do business with ABC Wine Company in France in next two month

s. Could you give me some suggestions about the relatively safer means of settlement？

M: In that case, I advise you to create a documentary credit. It will reduce the possible risk of export.

Q: Which means of settlement is the safest from the exporter's viewpoint？

(19)

A．Documentary credit.

B．Documentary collection.

C．Payment in advance.

D．Open account.

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第8题

听力原文：A currency swap is a second technique for hedging long-term transaction exposure

to exchange rate fluctuations.

(10)

A．A currency swap is a better way to convert the long-term transaction into a spot transaction.

B．A currency swap makes long-term transaction exposure to exchange rate fluctuations.

C．A currency swap is a better way to reduce the risks of the long-term transactions owing to the exchange rate fluctuations.

D．A currency swap can in no way reduce the risk of exchange rate fluctuations.

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第9题

听力原文：M: Could you tell me the advantage of deferred payment credit？W: Sure. If you ope

听力原文：M: Could you tell me the advantage of deferred payment credit？

W: Sure. If you open a deferred payment credit, you need not pay stamp duty on bill of exchange. But there will be risk on the part of the exporter since he can not receive his payment until maturity.

Q: What is the benefit of deferred payment credit？

(19)

A．No interest is charged.

B．The documents cannot be negotiated.

C．No stamp duty is paid.

D．Deferred Payment is on a "without recourse" basis.

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第10题

听力原文：From the lender's viewpoint, moral hazard is the risk in financial markets that s

ome borrowers may engage in activities that are undesirable or immoral.

(3)

A．Some borrowers are engaged in undesirable activities which are considered immoral.