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[主观题]

The bank（56) borrowers enough interest to pay the expense of the bank and have something l

The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.

(41)

A．receives

B．gets

C．charges

D．pays

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发布时间：2021-05-23

更多“The bank（56) borrowers enough interest to pay the expense of the bank and have something l”相关的问题

第1题

Liquidity risk arises from the inability of a bank to accommodate unexpected decreases in（

Liquidity risk arises from the inability of a bank to accommodate unexpected decreases in (56) or to fund increases in (57) . When a bank has (58) liquidity, it cannot obtain sufficient funds, either by increasing liabilities or by (59) assets promptly, at a reasonable cost, thereby affecting profitability. In extreme cases, insufficient liquidity can lead to the (60) of a bank.

(41)

A．liabilities

B．assets

C．sufficiency

D．supply

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第2题

In order to（56) foreign exchange administration, maintain strong balance of payments posit

In order to (56) foreign exchange administration, maintain strong balance of payments position, China (57) the Regulations on Foreign Exchange Administration on January 29,1996. The State Administration of Foreign Exchange is the agency responsible for foreign exchange administration. The SAFE has a similar branch structure with that of the People's Bank of China, China's central bank. The Bank of China (58) the principal foreign exchange bank. Other banks and financial institutions, (59) affiliates of non-resident banks, (60) designed transactions with the approval of the SAFE.

(41)

A．develop

B．improve

C．change

D．conduct

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第3题

Banks are subject to various forms of legal risk, including inadequate or incorrect（56) ad

Banks are subject to various forms of legal risk, including inadequate or incorrect (56) advice or documentation that may result in unexpected decline in the value of (57) or unexpected increase in the value of liabilities. In addition, existing laws may (58) resolve legal issues involving a bank; a court case involving a (59) bank may have wider implications for banking business and involve costs to it and many or all other banks; and, laws (60) banks or other commercial enterprises may change. Banks are particularly susceptible to legal risks when entering new types of transactions and when the legal right of a counterpart to enter into a transaction is not established.

(41)

A．bank

B．financial

C．legal

D．governmental

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第4题

According to the passage, unsecured loans are granted on the basis of ______.A．the borrowe

According to the passage, unsecured loans are granted on the basis of ______.

A．the borrower's financial condition

B．the guarantor's financial condition

C．the guarantor's past record of repayment

D．the borrower's pledged assets

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第5题

A certificate of deposit （CD) is issued by a depository- institution（56) that the holder h

A certificate of deposit (CD) is issued by a depository- institution (56) that the holder has deposited at the institution a certain mount of money for a certain period of time. By issuing a certificate of deposit, a bank, or (57) institution, gives its pledge to (58) the certificate at maturity and to pay a certain rate of interest for the use of the deposited funds.

Certificates of deposit are issued in several different forms. They may be negotiable or nonnegotiable, If a CD is negotiable it may be sold on the secondary market (59) to maturity. Usually only large CDs are issued in negotiable form. CDs may also be issued either in bearer or registered form. Negotiable CDs are usually always issued in bearer form. because of the ease with which ownership may be (60) .

(41)

A．evidence

B．fact

C．proof

D．prove

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第6题

My（）is paid directly into my bank account every month.

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第7题

托收结算方式的主要当事人有（）

A.REMITTING BANK