在信用证业务中,Issuing Bank指的是()。
A.开证行
B.保兑行
C.议付行
D.通知行
A.开证行
B.保兑行
C.议付行
D.通知行
第1题
A.The issuing bank will charge a fee for giving a standby credit letter.
B.The issuing bank will charge no fees for giving a standby credit letter.
C.The issuing bank will amend the standby credit letter if appropriate.
D.The issuing bank will revoke the standby credit letter if appropriate.
第2题
(2)
A.The issuing bank will send the bill of lading and the L/C to the advising bank.
B.The issuing bank will notify the advising bank of the bill of lading and the L/C
C.The advising bank will reimburse the bill of lading and the L/C
D.The issuing bank will reimburse the bill of lading and the L/C
第3题
Under a standby letter of credit, ______.
A.evidences of the underlying transaction should be filed first
B.the applicant may be exempted from any liabilities
C.the issuing bank has to pay the beneficiary
D.the issuing bank should pay when the applicant fails to fulfill his obligations
第4题
短文理解
听力原文: A standby credit letter (SCL) is a contingent obligation of the letter's issuer. The issuing bank agrees to guarantee the credit of its customer or to guarantee the fulfillment of a contract made by its customer with a third party. The issuing bank earns a fee from providing the service of SCL. In general, the fee is relatively low and usually around 0.5 percent to 1 percent of the amount of credit involved due to the following reasons. On the one hand, the issuing bank may have previously analyzed the financial condition of its standby credit customer, and the probability is low that the issuer of the credit guarantee will ever be called upon to pay. On the other hand, the issuing banks carry zero reserve requirements and avoid the booking of additional assets, which would also require each bank to acquire more capital.
21. Is SCL same as revocable letter of credit according to the passage?
22.What will the issuing bank do for a standby credit letter?
23.Why is the service fee of SCL relatively low?
(21)
A.almost the same one
B.rather different
C.a little different
D.doesn't mention
第5题
What is called correspondent banking?
A.The bank which provides additional banking services.
B.The provision of banking services to other banks.
C.The particular ancillary services provided to foreign countries.
D.The bank issuing credit cards.
第6题
W: Its main role is to transfer the payment obligation from payer to bank. It makes the payment safer for the exporter with the bank' s credit and guarantee, and simultaneously makes the supply of goods safer for the importer.
Q: What is the main role of a letter of credit?
(19)
A.It is to transfer the contract from bank to customer.
B.It is to transfer the payment obligation from buyer to seller through banks.
C.It is to transfer the confirmation from the issuing bank to confirming bank.
D.It is to transfer the documents from advising bank to issuing bank.
第7题
A credit may be advised to a beneficiary through another bank (the advising bank) without engagement on the part of the advising bank, but that bank, if it elects to advise the credit, shall ______.
A.inform. the issuing bank of the credit which it advises without delay
B.endorse the amount negotiated on the reverse of the credit which it advises
C.add his confirmation to the credit which it advises
D.take reasonable care to check the apparent authenticity of the credit which it advises
第8题
Advances to the importer can be given in the following ways except ______.
A.limits for issuing letters of credit
B.inward bill receivables
C.packing loans
D.delivery against bank guarantee
第9题
A.to protest the issuing bank
B.to present the drafts/documents on behalf of the beneficiary
C.to purchase the beneficiary's drafts/documents
D.to present the draft/documents by himself
第10题
______________________________________________________
(1)In Irrevocable Documentary Credit Form (Advice for the advising bank)
We request you to advise beneficiary:
①( ) without adding your confirmation.
②( ) adding your confirmation.
③( )adding your confirmation if requested by the beneficiary.
(2)In Notification of Irrevocable Documentary Credit Form
①( ) This notification and the enclosed advice are sent to you without any engagement on our part.
②( ) As requested by the issuing bank, we hereby add our confirmation to this credit in accordance with the stipulations under UCP600 Article 8.
(3)In Irrevocable Documentary Credit Form (Advice for the beneficiary)
Expiry date and place for presentation of documents
expiry date: ______
place for presentation: ______
credit available with ______
①( ) by payment at sight
②( ) by deferred payment at
③( ) by acceptance of draft (s) at
④( ) by negotiation against the documents detailed herein
⑤( ) and beneficiary's draft (s) drawn on
______________________________________________________
第11题
A certificate of deposit (CD) is issued by a depository- institution (56) that the holder has deposited at the institution a certain mount of money for a certain period of time. By issuing a certificate of deposit, a bank, or (57) institution, gives its pledge to (58) the certificate at maturity and to pay a certain rate of interest for the use of the deposited funds.
Certificates of deposit are issued in several different forms. They may be negotiable or nonnegotiable, If a CD is negotiable it may be sold on the secondary market (59) to maturity. Usually only large CDs are issued in negotiable form. CDs may also be issued either in bearer or registered form. Negotiable CDs are usually always issued in bearer form. because of the ease with which ownership may be (60) .
(41)
A.evidence
B.fact
C.proof
D.prove