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(6)
A．The collecting banker is the banker on whom the cheque is drawn.
B．The paying banker is the banker on whom the cheque is drawn.
C．The drawer banker is the banker on whom the cheque is drawn.
D．The presenting banker is the banker on whom the cheque is drawn.
答案
更多“听力原文：The banker on whom the cheque is drawn is called the drawee banker or the paying”相关的问题
第1题
听力原文：M: How to decide the amount of the loan granted to a banker's customer？
W: The banker will examine the detailed financial statements of the customer before making a decision.
Q: What should a banker do before a loan is made？
(13)
A．To make a decision quickly.
B．To make friends with the customer.
C．To know the position of the customer.
D．To examine the details of the financial statements.
第2题
听力原文：M: What's the interest rate on mortgage loans？
W: It fluctuates a little depending on the various factors in the loan, but around 8.75% for long-time clients.
Q: What are they talking about？
(14)
A．About long-term relationship between the banker and the client.
B．About long-term loans.
C．About housing loans.
D．About short-term loans.
第3题
(9)
A．The relationship between the drawee and collecting bank will be taken into consideration first of all.
B．The remitting banker's instructions will be paid much more attention.
C．The remitting banker's instructions will be less important than the relationship between the drawee and collecting bank.
D．The remitting banker must consider the relationship between the drawee and collecting bank.
第4题
(9)
A．From an early date the banker have charged a commission for their services.
B．From an early date the banker has an obligation to serve the customers.
C．From an early date the customers have charged a commission.
D．From an early date the customer has an obligation to serve the banker.
第5题
听力原文： Banker's acceptances are a very old form. of commercial credit. They provide, in essence, a method whereby a bank may add its good name and reputation to bills of a borrower, thereby making the bills much more marketable than it would otherwise be. Specifically, the mechanics of the operation typically, work like the following. Suppose that an American exporter sells wheat to a German importer. The terms of the sale are that the German importer will pay for the wheat ninety days after it is shipped. For a variety of reasons, however, the American firm may want its money now, and not want to wait the ninety days. If so, it may issue a draft on its bank ordering the bank to pay a stipulated sum of money to the holder of the draft ninety days from now. Along with the draft, the American exporter will send the appropriate documents showing that the wheat has actually been shipped. When the bank receives the draft, together, with the documentation, it stamps "accepted" across the face of it.
27. What are banker's acceptances？
28.Who is the drawee of the draft mentioned in the passage？
29.What should be attached to the draft when it is presented for acceptance？
30.How does the bank accept the draft？
(27)
A．They are drafts issued by a bank on another bank.
B．They are a very old form. of commercial credit.
C．They are exchange bills discounted by customers.
D．They are checks cashed through the ATMs.
第6题
听力原文： Banker's acceptances often arise in foreign trade. A business buying goods from abroad where it is not well known and does not have other credit arrangements will first obtain a letter of credit from its own bank. The letter will authorize the foreign seller to draw a draft on the company's bank. A draft, or bill of exchange, as it is sometimes called, is a debt instrument. It can be made payable on sight, that is, upon presentation, payable upon arrival of merchandise, or payable in a fixed number of days. A draft can be made payable in, say, 30 days after it is presented to the bank against which it is drawn. This draft can be discounted at the seller's bank so that the seller receives immediate payment.
24. What gives rise to the bankers' acceptance？
25.In how many days can a draft be made payable after it is presented to the bank against which it is drawn？
26.How can the seller receive immediate payment if the draft is made payable on a future date？
(24)
A．The money markets.
B．The banks.
C．The international trade.
D．The buying of goods in the markets.
第7题
听力原文： Back-to-Back credits consist of two entirely separate documentary credits, but one credit may act as security for the other. They apply in transactions when actual suppliers and ultimate buyers deal through a middleman. If the supplier insists on a documentary credit, the middleman may apply to his bank for a credit on his behalf. If the middleman's bank is satisfied with his creditworthiness, the bank will issue the credit in the normal way and no other formalities will apply. However, the "back-to-back" credit comes into use if the bank insists that the middleman obtain a documentary credit in his favor from the ultimate buyer as security for the "back-to-back" credit in favor of the actual supplier. Only the middleman and his banker know the "back-to-back" credit, and only they are concerned with credit.
25. What do the back-to-back credits consist of？
26.In which situation do the back-to-back credits apply？
27.In whose favor is the back-to-back credit issued.？
(25)
A．It consists of one commercial credit and one standby credit.
B．It consists of two entirely separate documentary credits.
C．It consists of a credit and some commercial documents.
D．It consists of a bill of exchange and a bill of lading.
第8题
听力原文：M: Do you know some forms of bank advances？
W: There are three forms: overdrafts, personal loans and mortgages.
Q: Which of the following is not a form. of bank advances？
(13)
A．Overdrafts.
B．Mortgages.
C．Personal loans.
D．Letter of credit.
第9题
对话理解
听力原文：M: Have you borrowed money from the bank？
W: Yes, I have borrowed $1,000 with the rate of interest 12% and the time one year.
Q: How much interest will the woman pay at maturity？
(11)
A．$100
B．$120
C．1200
D．1000
第10题
听力原文：W: Will my deposit earn any interest？
M: Certainly. Interest rate on savings accounts at the moment is 3%. If you opened a current account money, you wouldn't earn any interest.
Q: What would the interest rate be if the woman opened a current account？
(14)
A．3%.
B．5%.
C．11%.
D．None.
