听力原文:What is Peter? What is Peter?He is ______
听力原文:What is Peter?
What is Peter?
He is ______
听力原文:What is Peter?
What is Peter?
He is ______
第1题
对话理解
听力原文:M: What are three types of bank deposits exactly?
W: They are sight deposits, time deposits and certificates of deposit.
Q: What do CDs indicate according to the dialogue?
(11)
A.Sight deposits.
B.Certificates of deposit.
C.Time deposits.
D.Savings deposits.
第2题
听力原文:W: What do you think of the objective of monetary policies?
M: It is to maintain the stability of currency and thereby promote economic growth.
Q: What is the objective of monetary policies?
(12)
A.Expanding business.
B.Maintaining the stability of currency.
C.Decreasing economic growth.
D.Supervising the banking system.
第3题
听力原文:W: What is the rate of exchange for pound sterling into yen today?
M: For cash it is seven hundred and ninety four yen to the pound and for traveler's cheques it is eight hundred and eighteen yen to the pound.
Q: What's the exchange rate for cash?
(12)
A.880 yen.
B.794 yen.
C.719 yen.
D.888 yen.
第4题
听力原文:M: What will happen if a draft is not presented for payment when due?
W: If this is the case, all the signatories on the bill will be discharged except the acceptor.
Q: What are the two people mainly talking about?
(18)
A.How to present the bill for payment.
B.The presentation of bills for payment.
C.The solution to the injured drawer.
D.The payment of the cheque.
第5题
听力原文:M: What about the interest rate?
W: Well, the discount rate is given in accordance with the terms of the bill, time of discount, the amount, the reputation of the drawee and the drawer.
Q: What are they talking about?
(14)
A.The interest rate of savings account.
B.The discounting rate for drafts.
C.The rediscounting rate.
D.The interest rate for loans.
第6题
听力原文:W: What is the rate of exchange?
M: Sorry, I'm not sure. You will have to ask at the exchange desk. He can give you the exchange rate.
Q: Where can he find the exchange rate?
(12)
A.At the exchange desk.
B.On the board.
C.On the desk.
D.On the notebook.
第7题
听力原文:M: What should I do with my sight deposit if I need some money right now?
W: Oh, that's easy. You can either use the cash dispensers or you can write cheques.
Q: What does the man want to have now?
(14)
A.Cash.
B.Sight deposit.
C.Cash dispenser.
D.Cheque.
第8题
听力原文:M: If a bank has inadequate liquidity, what would happen?
W: In this case, it cannot obtain sufficient funds, either by increasing liabilities or by converting assets promptly. Thus, insufficient liquidity can lead to the insolvency of a bank.
Q: What would lead to a bank's insolvency?
(14)
A.Adequate liquidity.
B.Insufficient liquidity.
C.Increasing liabilities.
D.Converting assets.
第9题
听力原文:M: What margins will the lending bank charge?
W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.
Q: How many factors do margins charged by the lending bank mainly depend on?
(12)
A.Four.
B.Two.
C.Three.
D.Five.
第10题
听力原文:M: Could you tell me what specific document you will provide?
W: Together with the draft, we'll also send you a complete set of bills of lading, an invoice, an export license, an insurance policy, a certificate of origin, and a certificate of inspection.
Q: What document the woman did not mention?
(14)
A.Bills of lading.
B.Consular invoice.
C.Insurance policy.
D.Certificate of origin.
第11题
听力原文:M: What's the interest rate on mortgage loans?
W: It fluctuates a little depending on the various factors in the loan, but around 8.75% for long-time clients.
Q: What are they talking about?
(14)
A.About long-term relationship between the banker and the client.
B.About long-term loans.
C.About housing loans.
D.About short-term loans.