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[主观题]

听力原文：From the lender's viewpoint, moral hazard is the risk in financial markets that s

ome borrowers may engage in activities that are undesirable or immoral.

(3)

A．Some borrowers are engaged in undesirable activities which are considered immoral.

B．Some lenders are engaged in undesirable activities which are considered immoral.

C．Most borrowers don't engage in activities that are undesirable or immoral.

D．Most lenders don't engage in activities that are undesirable or immoral.

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发布时间：2021-05-21

更多“听力原文：From the lender's viewpoint, moral hazard is the risk in financial markets that s”相关的问题

第1题

对话理解听力原文：M: Have you borrowed money from the bank？W: Yes, I have borrowed $1,000 w

对话理解

听力原文：M: Have you borrowed money from the bank？

W: Yes, I have borrowed $1,000 with the rate of interest 12% and the time one year.

Q: How much interest will the woman pay at maturity？

(11)

A．$100

B．$120

C．1200

D．1000

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第2题

单句理解听力原文：Sight deposits can be withdrawn through cash dispensers or by cheque and

单句理解

听力原文：Sight deposits can be withdrawn through cash dispensers or by cheque and are often called current accounts.

(1)

A．Current accounts are greatly different from sight deposits.

B．Current accounts can be withdrawn through dispensers.

C．Current accounts can not be withdrawn through cheque.

D．Sight deposits can not be withdrawn through cheque.

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第3题

听力原文：M: Most banks tend to decline loan proposals which are highly speculative.W: I th

听力原文：M: Most banks tend to decline loan proposals which are highly speculative.

W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.

Q: What will the banks usually do to the highly speculative loan proposals？

(15)

A．The banks will disapprove them.

B．The banks will approve them.

C．The Bank will benefit from the loans.

D．The bank will make profit from lending.

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第4题

听力原文：Credit card customers are given a credit limit on the credit card account.（8)A．Cr

听力原文：Credit card customers are given a credit limit on the credit card account.

(8)

A．Credit card customers are given a right to buy goods and services.

B．The cardholder can buy goods and services within the credit limit.

C．Normally, banks will set different credit lines to different groups of cardholders.

D．Each month the cardholder receives a statement from the bank.

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第5题

听力原文：Commercial banks are mainly to provide short-term loans for the capital market wi

th the acquired deposits and the funds from other channels.

(2)

A．Commercial banks mainly provide short-term loans for the capital market.

B．The capital market mainly depends on the acquired deposits and the funds from other channels.

C．Short-term loans are mainly from the acquired deposits and the funds from other channels.

D．Commercial banks mainly depend on the capital market for deposits and the funds.

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第6题

听力原文：The primary objective of financial reporting is to provide information useful for

making investment and lending decisions.

(6)

A．The financial reporting is to provide information for the investors and lenders only.

B．The main aim of financial reporting is to offer information useful for decision-making.

C．Investment and lending decisions can be made from the financial reporting.

D．Investment and lending decisions can not be made from the financial reporting.

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第7题

听力原文：Internet banking allows any customer to transact business from anywhere, at any t

ime.

(10)

A．Not all the customers are allowed by Internet banking to transact business.

B．Internet banking allows any customer to transact business from certain places.

C．Internet banking allows any customer to transact business from certain time.

D．All customers are allowed by Internet banking to transact business.

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第8题

听力原文：F：When are you coming back from the conference？ M：I'm flying back on Monday，late

听力原文：F：When are you coming back from the conference？

M：I'm flying back on Monday，late in the afternoon．

F：Remember you are meeting with Trevor on Tuesday morning!

M：Oh，could we reschedule the meeting to Tuesday afternoon，because I need to get some materials ready in the morning．

F：Ok，no problem !

Questions 1-8

•For questions 1-8．you will hear eight short recordings.

•For each question,mark one letter(A，B，or C)for the correct answer.

•You will hear each recording twice.

When will he meet with Trevor？

听力原文：F：When are you coming back from the conferenc

A．

B．

C．

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第9题

听力原文：M: What are the benefits for commercial banks as a member of the Federal Reserve

System？

W: There are three major benefits : ease of check clearance, electronic fund transfer and ability to borrow from the Fed.

Q: Which of the following is not mentioned by the woman？

(14)

A．Interbank lending.

B．Cheek clearance.

C．Electronic fund transfer.

D．Borrowing ability.

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第10题

听力原文：M: Could your company accept bills of exchange payable 30 days after sight？W: No,

听力原文：M: Could your company accept bills of exchange payable 30 days after sight？

W: No, we don't accept any draft; instead, we usually make payment at sight.

Q: What can we infer from the conversation？

(19)

A．The man will probably wait for the payment for 30 days.

B．The man can get his payment right away.

C．The man will send an order to the company.

D．The woman will not pay the man at sight.

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