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听力原文:A house is the most expensive thing most people will ever buy. Very few people ha

听力原文: A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a home, so they have to borrow money from a bank. Borrowing money from a bank to buy a house is called taking a mortgage. The hank usually lends money or gives a mortgage for 25 years. This means that the person who borrows has 25 years to pay back the money. The bank lends this money with interest, and the borrower makes equal monthly payments to the hank until he has paid the mortgage. Houses are so expensive that many people nowadays have to borrow as much as $50,000. In other words, they will have a $50,000 mortgage.

How can you get a mortgage? When you find a house you like, you go to a bank, sometimes it is necessary to go to a few banks, before applying for a mortgage at once. The bank will investigate your financial history and decide if they think you axe a good risk. They will want to know what kind of job you have. In addition, the banks will require a down payment. Depending on which state you live in, the bank may require as much as 30% of the price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many people are never able to buy a house because they cannot save enough money for the down payment.

(30)

A.It means to rent a house for 25 years.

B.It means to buy an old house at a low price.

C.It means to borrow money from a bank to buy a house.

D.It means to borrow money from a friend to buy a house.

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更多“听力原文:A house is the most expensive thing most people will ever buy. Very few people ha”相关的问题

第1题

听力原文:Some banks offer other types of loans repayable by monthly installments, such as

听力原文: Some banks offer other types of loans repayable by monthly installments, such as business development loans, house improvement loans, and farm development loans. These may be either secured or unsecured. Secured loans attract a slightly lower rate of interest than unsecured loans. Some banks offer revolving credit schemes. These normally involve loans repayable by regular monthly installments, but they differ from other loans repayable by installments in two respects. First, the borrower need not take up the full amount of the loan at the outset. Secondly, as his repayments reduce his indebtedness, he can "top up" his loan by borrowing more, provided that the total debt outstanding does not exceed his agreed credit limit. In 1967 some banks introduced a new form. of account called a "budget account". The object is to allow personal customers to spread the incidence of normal personal and household expenditure.

24. Which of the following loans is not repaid by installments?

25.Which of the following loans would attract a lower rate of interest?

26.How does a borrower "top up" his loan?

27.What is the objective of introduction of the budget account?

(24)

A.Business development loans.

B.House improvement loans.

C.Farm development loans.

D.Overdrafts.

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第2题

听力原文:M: The summer holiday is coming, but I really don't know what to do. There doesn'
t seem to beany jobs available.

W: Why don't you try house-sitting? Last summer Cindy was a house sitter for the Smiths when they went away on vacation. They hired Cindy to stay in their house because they didn't want it left empty.

M: You mean they paid Cindy just to live in their house?

W: It wasn't that easy. She had to water the house plants, mow the lawn, and even take care of the pets.

M: I guess it is a little like baby-sitting, except you're taking care of a house instead of children.

W: The student employment office still has a few jobs posted.

M: Do I just have to fill oat an application?

W: You have to have an interview with the homeowner and provide three references at least.

M: That seems like a lot of trouble for a summer job.

W: Well, the homeowner wants some guarantee that they can trust the house sitter. You know they want to make sure you're not the type who'll hold wild parties in their house, or bring a group of friends in with you.

M: I see. House sitters who do that sort of thing probably aren't paid then.

W: Usually they're paid anyway just because the homeowners don't want to make a fuss. But if the homeowner reports it, the house sitter won't be able to get another job easily. So why don't you apply?

M: I think I will. Thank you.

(20)

A.They left their pets with neighbors.

B.They rented their house to a student.

C.They hired someone to stay in their home.

D.They asked their gardener to watch their house.

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第3题

听力原文:M: You should have seen the line at the housing office. It took me an hour to mak
e my dormitory deposit for next year. Have you made yours yet?

W: No, I'm not sure I'm going to.

M: There's not much time left. The deadline's May 1. That is just two weeks from now. Are you short of cash.

W: No, I'm Okay.

M: You'd better hurry up if you want a dorm room next September. There aren't enough rooms for every one, and first-year students have priority.

W: Well, I've been thinking about living off campus.

M: Have you any idea how much that would cost? There is the rent, utilities, and you'd probably need a car.

W: I know it would be more expensive. I think I can handle it though. The dorm is just so noisy that I can't get anything done. Maybe my grades would be better if I had some peace and quiet in a place of my own.

M: You should study in the library the way I do. Think of the money you'd save.

W: I've got to think it over some more. There's still two weeks left in April.

(23)

A.When to move.

B.Where to live the following year.

C.How much time to spend at home.

D.Whose house to visit.

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第4题

听力原文:My sister works in a bank. A.B.C.

听力原文:My sister works in a bank.

A.

B.

C.

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第5题

听力原文:忽然听到谁在喊他?(47)A.小李B.邻居C.小陈D.警察

听力原文:忽然听到谁在喊他?

(47)

A.小李

B.邻居

C.小陈

D.警察

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第6题

听力原文:哪些图书资料最多?(37)A.文学B.数学C.历史D.外语

听力原文:哪些图书资料最多?

(37)

A.文学

B.数学

C.历史

D.外语

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第7题

听力原文:香蕉中含有大量的:(45)A.钙B.镁C.锌D.铅

听力原文:香蕉中含有大量的:

(45)

A.钙

B.镁

C.锌

D.铅

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第8题

听力原文:They will write to their home office to waive their claim.(6)A.They will write to

听力原文:They will write to their home office to waive their claim.

(6)

A.They will write to their home.

B.They will write to their headquarter.

C.They will ask for their rights.

D.They will wait for an officer.

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第9题

听力原文:他们要送什么礼物?(41)A.蛋糕B.鲜花和蛋糕C.鲜花D.生日卡

听力原文:他们要送什么礼物?

(41)

A.蛋糕

B.鲜花和蛋糕

C.鲜花

D.生日卡

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第10题

听力原文:中国的平均寿命提高了多少?(41)A.百分之五十B.百分之一百C.百分之一百五十D.百分之二百

听力原文:中国的平均寿命提高了多少?

(41)

A.百分之五十

B.百分之一百

C.百分之一百五十

D.百分之二百

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